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    Credit Unions

    Creating a digital experience without limiting the personal touch

    Revolutionize Your Digital Banking with Intellect’s Future-Ready Solutions to deliver unparalleled digital experiences.

    Our platforms enable comprehensive banking services, instant onboarding, and intelligent member insights.

    Empowering Lifestyles For Credit Union Members

    While adapting to new banking methods and technologies, Credit Unions face the challenge of meeting members’ expectations for quick, comprehensive, and seamless experiences while controlling operational costs. Technology has brought five waves of transformation in the banking industry, each one bringing new opportunities and challenges. Credit Unions that embrace the opportunities presented by the fifth wave – which began with the rise of cloud computing, and saw the development of financial marketplaces and ecosystems – will be best positioned to succeed in the coming years.

    iCreditUnion5X is an end-to-end digital banking solution on cloud that has been designed for credit unions. The open banking-enabled solution allows Credit Unions to partner with Fintechs and rapidly launch innovative products that drives revenue, creates operational efficiencies and provides an opportunity to attract new, younger members.

    Innovation

    Innovation Accelerated

    Enhance your SME Lending Proposition

    Enhance your SME Lending Proposition

    Launch your SME business in just 50 days with an end-to-end digital SME credit management solution. Provide your SME members with a segment-specific credit product portfolio, a superlative credit experience across all channels and an accelerated access to credit.

    • Launch differentiated products and deliver them on any channel
    • Ensure faster access to credit with loan disbursements in minutes rather than weeks!
    • Enable members to self-initiate loan applications while ensuring 24*7 support
    • Assess risks at real time with an AI enabled portfolio monitoring engine
    Launch Revolutionary Card Solutions

    Launch Revolutionary Card Solutions

    Addresses all your customers’ credit card, debit card, prepaid card and retail card business needs with a comprehensive, fully digital payment card application. The solution covers end-to-end of the credit lifecycle including issuing, servicing, fraud monitoring, loyalty management and delinquency management.

    • ‘Give Back’ with your first Truly Green Card in the market, building on your company’s aspirations to be climate neutral and enabling your members to play a role
    • Leverage an in-built marketplace to offer a world of services, features and beyond with each card you issue
    • Launch revolutionary card solutions with more than 50 parameters enabled by a DIY GUI interface
    Drive Engagement with Family Banking

    Drive Engagement with Family Banking

    To support financial literacy and engagement with the next generation of members, iCreditUnion5X offers a fun way to engage kids in earning and managing money.

    • Members can add family members in their banking relationship to get a holistic banking experience
    • Members can add kids and provide a kid-friendly user experience
    • Set up goals for each members including kids and educate members for better financial planning
    • Something less generic
    Empower Members with Personal Finance Management

    Empower Members with Personal Finance Management

    As more members look for support in managing their finances, the solution allows for tracking spend, budgeting, and saving goals to empower the members to make sound financial decisions

    • Allow your members to get full control of their finances with analytics on spends, budget & cash flow
    • Provide a 360° visibility to your members with detailed spends & categories
    • Delight your members with contextual family notifications and promotional offers
    • Provide personalized insights and cashflow forecasting with AI & ML based predictive alerts

    Accolades

    Accolades

    Driving customer value & market leadership.

    DIGIBANK

    IDC won DigiBank Ethiopia 2023 Awards for ‘Excellence in Customer Experience’ for Ahadu Bank implementation. Ahadu Bank won the Excellence in Digital Leadership award.

    GLOBEE AWARDS

    iGCB’s Open Finance enabled Retail Banking Platform built on eMACH.ai won the Globee Business Awards 2023 for Innovation of the Year in Technology

    GLOBEE AWARDS

    iGCB’s Open Finance enabled Retail Banking Platform built on eMACH.ai won the Globee Business Awards 2023 for Achievement in Product or Service Innovation

    GLOBEE AWARDS

    iGCB’s Open Finance enabled Retail Banking Platform built on eMACH.ai won the Globee Business awards 2023 for Best Use of Technology

    THE ASIAN BANKER

    iGCB’s Digital Engagement Platform (earlier called CBX-R) won Best Omnichannel Technology Implementation for implementation at Co-operative Bank of Kenya  from The Asian Banker Global Middle East and Africa Awards 2023

    IBS INTELLIGENCE

    Intellect has been recognized among global suppliers of Treasury and Capital Markets systems in the IBSi 2021 Report

    CHARTIS

    Capital Cube is rated as Category Leader in the FinTech Quadrant for portfolio management platforms, 2021

    CHARTIS

    Capital Cube is rated as Best of Breed in the RiskTech Quadrant for LRM solutions, 2021

    CHARTIS

    Capital Cube is rated as Best of Breed in the RiskTech Quadrant for FTP solutions, 2021

    CHARTIS

    Capital Cube is rated as Best of Breed in the RiskTech Quadrant for ALM solutions 2021

    CHARTIS

    Capital Cube is recognized amongst “Category Leaders”  in the Chartis’ report titled Portfolio Management Pl atforms, 2021 – Market and Vendor Landscape

    CHARTIS

    Intellect is ranked among top 40 vendors in RiskTech 100 2023 rankings

    IBS INTELLIGENCE

    Intellect has been ranked #1 in the 2022 edition of Global Leader in Product Breadth

    CELENT

    iGCB’s Intellect Digital Core (IDC) won an XCelent award for ‘Advanced Technology’ and rated highly amongst Global Core Banking Platforms in Celent’s International ABC Analysis Report titled ‘Assessing the International Core Banking Systems Market’.

    CELENT

    iGCB’s Digital Banking Platform – CBX Retail recognized with a ‘Functionality Standout’ designation in Celent’s Report titled ‘Retail Digital Banking Platforms: International Edition’.

    CELENT

    iGCB’s Digital Banking Platform CBX Retail recognized with a ‘Functionality Standout’ designation in Celent’s ABC Analysis Report titled ‘Retail Digital Banking Platforms North America Edition – Solutions for Midsize and Large Banks’.

    FORRESTER

    Rated as a Leader in ‘The Forrester Wave Digital Banking Processing Platforms for Retail Banking, Q3 2022’

    IBS INTELLIGENCE

    Winner for Most Effective Digitization for Intellect Digital Core implementation at Janata Bank

    CELENT

    Intellect Digital Core (IDC) adjudged ‘Winner’ for ‘Breadth of Functionality’ in their ABCD Vendor View for Asia Pacific, Europe, Middle East, Africa and Latin America in the report: ‘The Modern Core Banking Systems’.

    IBS INTELLIGENCE

    Ranked number 1 for Retail Lending in IBS Annual Sales League Table 2022

    CELENT

    CBX Retail Digital Onboarding wins XCelent Functionality Award 2020

    IBS INTELLIGENCE

    Ranked number 1 for Product Breadth in IBS Annual Sales League Table 2022

    IBS INTELLIGENCE

    Regional Leader (ASEAN) in IBS Annual Sales League Table 2022

    CHARTIS

    Capital Cube is rated as Category Leader in the FinTech Quadrant for portfolio management platforms, 2021

    CHARTIS

    Capital Cube is rated as Best of Breed in the RiskTech Quadrant for LRM solutions, 2021

    CHARTIS

    Capital Cube is rated as Best of Breed in the RiskTech Quadrant for FTP solutions, 2021

    CHARTIS

    Capital Cube is rated as Best of Breed in the RiskTech Quadrant for ALM solutions 2021

    CHARTIS

    Capital Cube is recognized amongst “Category Leaders” in the Chartis’ report titled Portfolio Management Platforms, 2021 – Market and Vendor Landscape

    ANALYZE THE FUTURE

    Intellect Design Arena named a Major Player in IDC MarketScape: North America Digital Banking Customer Experience Platforms 2022 Vendor Assessment (doc #US48061122, March 2022)”

    IBS INTELLIGENCE

    Ranked number 1 for Retail Banking for the sixth consecutive year in Annual Sales League Table 2022

    IBS INTELLIGENCE

    Intellect has been recognized among global suppliers of Treasury and Capital Markets systems in the IBSi 2021 Report

    ANALYZE THE FUTURE

    YES BANK adjudged winner at IDC Financial Insights Innovation Awards 2021 for Intellect powered Credit  Origination System

    IBS INTELLIGENCE

    Digital Core and Cater Allen bank adjudged winner in the IBSi NeoChallenger Bank Awards 2021 – Europe Region

    IBS INTELLIGENCE

    Best Retail Payments System implementation at Janata Bank in IBS Global Fintech Innovation Awards 2021

    Insights

    Insights

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    News

    Events

    Events

    Events

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